CTC to in-hand · FY 2026-27

60 LPA in-hand salary: ₹3,72,493/month

A ₹60,00,000 CTC takes home about ₹44,69,916 a year under the new tax regime — 74.5% of CTC.

Adjust for your salary structure →

60 LPA salary breakdown

ComponentNew regimeOld regime
Basic salary (40% of CTC)₹24,00,000₹24,00,000
HRA (50% of basic, metro)₹12,00,000₹12,00,000
Employer PF₹21,600₹21,600
Gratuity (4.81% of basic)₹1,15,440₹1,15,440
Gross salary₹58,62,960₹58,62,960
Employee PF₹21,600₹21,600
Professional tax₹2,400₹2,400
Income tax + cess₹13,69,044₹16,18,644
In-hand (annual)₹44,69,916₹42,20,316
In-hand (monthly)₹3,72,493₹3,51,693

Assumes 40% basic, metro HRA, PF capped at ₹1,800/month, ₹2,400 professional tax and no other deductions. Your offer letter structure may differ — use the calculator for exact numbers.

Check your EPF balance
View your PF passbook on the official EPFO member portal using your UAN.
Official, non-commercial portal. We earn nothing from this link.
Open EPFO portal →

Frequently asked questions

What is the in-hand salary for 60 LPA?
For a 60 LPA CTC, in-hand salary is about ₹3,72,493 per month (₹44,69,916 a year) under the new regime, assuming 40% basic in a metro city. That is 74.5% of CTC.
How much tax do I pay on 60 LPA?
About ₹13,69,044 a year (including 4% cess) under the new regime, versus ₹16,18,644 under the old regime with no deductions.
Old or new regime for 60 LPA?
With no deductions, the new regime leaves you ₹2,49,600 more per year. The old regime only wins if your 80C, 80D, HRA and home-loan deductions are large — compare with your actual numbers in the regime calculator.

Compare nearby salaries

Educational estimate by CoinCalc, not tax advice.