Stamp Duty & Registration Calculator

One-time property purchase taxes by state

₹75,00,000
₹

Concessions for female buyers in DL, UP, HR

Total Govt Charges
₹5,25,000
+₹4,50,000 stamp duty portion
Stamp Duty₹4,50,000
Registration Fee₹75,000
Total Payable₹5,25,000
What this means for you
These are one-time charges paid at registration, on top of the property price. Most banks exclude these from the home loan amount — keep them in cash. Female sole-buyers get 1-2% concession in Delhi, UP, Haryana. Stamp duty paid is deductible under Section 80C (old regime, within ₹1.5L limit).
What to do next
Home Loan EMIRent vs Buy decision
Headline rates only. Some states use slab rates by value bracket. GST applies separately on under-construction property (5%/1%). Municipal/local cesses extra.
State stamp acts for current FY (FY 2025-26)
Want this reviewed by a real advisor? AI + ADVISOR
Our AI drafts a personalized plan from your numbers; a SEBI-registered advisor reviews and replies within 24 hours. Free, no signup.
Formula & SourceStamp Duty & Registration Calculator
Stamp Duty = Property Value × State Stamp Rate %
Registration = Property Value × State Reg Rate %
Total = Stamp Duty + Registration

Female concessions: Delhi (4%), UP (6%), Haryana (5%).
Source: State Stamp & Registration Department notifications

Frequently Asked Questions

Usually no. SBI, HDFC, ICICI typically exclude stamp duty and registration. Plan to pay these from your own funds.
Yes — under Section 80C in the year of payment (old regime, within ₹1.5L total 80C limit). Only for self-occupied property.
In Delhi, UP, and Haryana — yes. The property must be in the sole name of the female buyer (not joint) to qualify for the concession.
All formulas are verified against the original government notification or Act (cited in the source line below the result). Numbers update in under a second on any input change, with no rounding-of-thousands like some competitors. For tax, slabs are sourced from the current Finance Act; for small savings, rates come from the quarterly government notification.
Yes — click "Save" below the result. Scenarios are stored in your browser (no signup, no server), and you can view all saved scenarios at /scenarios. To share, click "Share" and your inputs encode into the URL so the recipient lands on the same view.
Yes — click "PDF" below the result. It uses your browser's print-to-PDF, formatted with a clean stylesheet that hides navigation and shows only the calculation, breakdown, and chart. Works offline.
No. Every calculator runs entirely in your browser — your inputs never reach our servers. Scenarios you save are kept in localStorage on your device. We collect anonymous visit counts only for the live counter shown in the footer.
Yes — every calculator is verified for FY 2026-27 (post Finance Act 2025). The "Last reviewed" stamp at the bottom of every page tells you when the math was last re-checked. If you spot an out-of-date number, write to us at /contact.