From SIP returns to home loan EMIs to old-vs-new tax — 34 verified calculators that show you the math, the year-by-year curve, and the real take-home in under one second.
Everything you need to make smarter financial decisions, in one place.
SIP, lumpsum, PPF, NPS and goal-based planners
Home, car, personal and business loan EMIs
Income tax, HRA, capital gains, deductions
CTC to in-hand, gratuity, EPF, take-home
GST, invoice generator, profit margin, break-even
FD, RD, NSC, SSY, POMIS and savings schemes
Term cover need, retirement corpus, annuity
Currency, inflation, age and more utilities
Calculate mutual fund SIP returns
Monthly EMI and interest
FY 2026-27 old vs new regime
House Rent Allowance tax exemption
Add or remove GST with CGST/SGST split
Convert CTC to take-home salary
Eight new calculators covering retirement, salary, property and tax-deduction workflows.
National Pension System corpus and monthly pension
Employees' Provident Fund corpus at retirement
SSY maturity for a girl child (21-year scheme)
How long your corpus lasts with monthly withdrawals
One-time property purchase taxes by state
Net wealth comparison — buy with home loan vs rent and invest
TDS on salary, FD interest, rent, professional fees
Quarterly instalment schedule (15/45/75/100%)
Comparisons, optimizers, and side-by-side tools to make real decisions.
Side-by-side tax comparison with deductions
Ranked list of next best deductions
Max take-home from your CTC
The retirement triad, compared
3 SIPs, 3 loans or 3 growth plans side-by-side
Reopen any scenario you saved earlier
Honest, anonymous feedback from people using CoinCalc weekly.
The year-by-year SIP chart is the first one that actually explained compounding to me. Switched from a spreadsheet I had maintained for 4 years.
Old-vs-new regime side-by-side saved me from picking the wrong one. Bookmarked for every March.
I run a small CA practice. The salary-optimizer is now the screen I share with every client during salary-restructuring discussions.
Loads on a 2G connection, works offline on the metro. Most underrated finance tool in India.
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Bloated pages. Pop-ups. Sign-up walls. Ads above the result. We built CoinCalc because Indians deserve calculators that respect their time — one screen, one answer, instantly. No tricks, just numbers.